Everything to Know About SBI Personal Loan

State Bank of India (SBI), India's largest bank offers exciting personal loan products in India to meet cash requirement faced by individuals. It offers personal loans at attractive interest rates and low processing fees. SBI provides Nil prepayment charges on personal loan.


The rate of interest for SBI personal loan starts at 12.50%. Tenure of the loan is between 6 months to 48 months. It provides loan amount from Rs 10,000 to Rs 15 lakh. It also allowed preclosure of the loan amount after paying first EMI without any charges. Various types of personal loan are SBI Xpress Credit Personal Loan, SBI Saral Personal Loan, SBI pension Loan, SBI Festival Loan, Jai Jawan Pension Loan. SBI Xpress Credit Personal Loan is offered to the employees of Central and State government. SBI Saral Loan is granted to salaried or self-employed individuals for their personal expenses. SBI pension loan is provided to pensioners. SBI Festival Loan can be avail to meet festival related expenses. Jai Jawan Pension Loan is provided to young defense and para-military forces pensioners to meet their personal expenses. You can avail personal loan by visiting the official website of SBI or online marketplaces to compare best offers based on your eligibility. Fill yours personal and occupational details. Submit all the required documents, once the loan get sanctioned, the amount will be credited to your bank account. Applying for personal loan is easy and hassle-free process.

Related: SBI Personal Loan: How To Apply, Offers And Interest rates

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